Consolidating a defaulted private student loan
According to the Department of Education, you cannot consolidate a loan with the federal government that’s already been consolidated, unless you add on an additional, existing eligible loan or loans.
You can refinance loans with private lenders as often as you would like.
If you answered “yes” to all of these, you might want to look into consolidating your loans.
Remember to keep making your loan payments in a timely and consistent manner until your consolidation application is approved!
You can begin repaying a consolidated loan 60 days after it is disbursed, or sooner.
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